Useful information before your first visit

Insurance claims

Our team listens to you and knows the different insurance plans, so we can provide you with direct billing and explain how it works if needed.

Means of payment

The cost of the treatment in its entirety must be paid at the time of the appointment. We accept payments in cash, debit and credit card.

Financing available

At Centre dentaire Cousineau, we offer several financing solutions, including financing with Dentalcard. In both cases, the process is confidential and personal and is carried out directly with the company in question. If you have any questions about the different financing options, we are available. We will be pleased to explain the different options.

Medically Required Dental Care Program

This new program expands public coverage of oral healthcare to patients awaiting cardiac surgery, organ transplantation, or allogeneic hematopoietic stem cell transplantation.

Interim Federal Health Program (IFHP)

Co-payments for services and products requiring prior or special authorization.

Effective May 1, 2026, the Interim Federal Health Program (IFHP) will apply co-payments to all eligible supplemental health care services and products offered in Canada, including dental care for which prior or special authorization has been granted.

• Application of a 30% co-payment
• Dental restorations: maximum of $1,000 per calendar year

Canadian Dental Care Plan (CDCP)

The Canadian Dental Care Plan helps make dental care more affordable for eligible Canadian residents. Oral health is an important part of your overall health and well-being. Regular visits reduce the risk of developing health problems.

In 2022, nearly one in four Canadians reported avoiding visits to an oral health professional because of the cost. All Canadians deserve access to affordable and accessible oral health care; it is essential.

To be eligible for the Canadian Dental Care Plan, you must meet the following four conditions:

• Not have access to any type of private dental insurance.
• Have an adjusted net family income of less than $90,000.
• Be a Canadian resident for tax purposes.
• Have filed an income tax return in the past year.

You can then follow the link below to register.

www.canada.ca/en/services/benefits/dental/dental-care-plan/apply.html

Once your application is accepted, you will receive a Sun Life Welcome Kit within 3 months, which will include:

• Information about the Canadian Dental Care Plan (CDCP)
• Your membership card
• The start date of your insurance coverage

You can only receive covered dental care starting from the start date indicated in your Welcome Kit. Care received before this date will not be reimbursed. You must present your membership card and valid photo identification upon arrival at the clinic.

At the dentist’s office, all patients, whether insured or not, pay the same rate for the same treatment.

Patients eligible for the Canadian Dental Care Plan (CDCP) must pay the difference between their dentist’s regular fee and the amount reimbursed by the CDCP.

It is possible that the cost of dental care from your dentist may exceed the amount reimbursed by the CDCP.

You will therefore need to pay the balance to your dentist at the time of your appointment.

Be sure to know the amount you owe your dentist before receiving treatment.

canada.ca/dental